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Timing Your Chapter 7 Bankruptcy

Among the several different bankruptcy filings, Chapter 7 bankruptcy is the one where timing is imperative.  Chapter 7 is a liquidation proceeding where the debtor’s non-exempt assets end up being sold by a Chapter 7 trustee.  Whatever proceeds are made are...

Proposed Bankruptcy Protections for Student Loan Borrowers

Not too long ago we briefly touched on student loans and the Obama administration’s seemingly ongoing discussions to try and address the problems associated with students loan payments and bankruptcy.  On Thursday, the U.S. Department of Education released a...

Tips for Paying Off Student Loans

Student loans are a bane to every professional’s existence, as the debt can seem overwhelming and like a never-ending problem.  Many obstacles that individuals face can allow their student loans to reach gigantic proportions.  However, by preparing a financial plan...

What Debt Collectors are Not Allowed to Do

Being in debt is a scary and stressful thing, and the constant calling from debt collects can make the experience even more terrifying.  While it may seem like debt collectors can do whatever they want to collect, that is far from the truth.  In reality, they have...

What to Expect When Filing for Bankruptcy

Filing for bankruptcy can be a challenging process.  Since federal bankruptcy laws supervise the majority of the bankruptcy process, the general steps are similar to all other states.  Despite that, Florida does have a few state specific laws that need to also be...