As 2012 draws to a close, it is a time of reflection for many as they  look back on national news, life events and personal experiences that made up the year 2012.  Looking forward to 2013, there looms much uncertainty as to what will happen to the economy with possible increases in personal income tax and decreases in federal spending.  Despite some rebounds in the housing market, unemployment rates and personal income, people who have been barely hanging on financially may find themselves pushed over the edge by circumstances beyond their control.

At our law from, Bigge & Rodriguez, PA, we have seen it all in 2012 – from the most horrific personal finance situations, to the best turn-around and success stories, and everything in between.  Our firm’s practice is limited to bankruptcy.  We only do bankruptcy law,  from the most routine to the most complex cases.  No matter what your personal circumstances are, we can help you find the right option to help you start the new year on the right track.

“Hope” may not be a strategy, but a consultation with either Robert J. Bigge or Raysa I. Rodriguez, can help you determine the best way to overcome debts through Chapters 7 or 13 personal bankruptcy, or business owners through Chapters 7 & 11.  Don’t put it off any longer, use the start of the new year to wipe the slate clean.  The new year can be a year of hope and renewal for you, so don’t delay, call now for an appointment.