It’s no secret that declaring bankruptcy will negatively and significantly affect your credit score. This can make it much harder to receive loan approval or a line of credit, or you may be approved but with exorbitantly high rates. However, just because you’re...
Are you planning on getting married anytime soon? Discussing money before marriage is something of an unofficial taboo, but it’s important to share your financial philosophies with your future spouse. Many marriages experience friction due to arguments regarding...
We have some good news to report in regards to bankruptcy today. Bankruptcy filings saw another consecutive year of decreases, dropping by just over eleven percent compared to January 2015. The consecutive decline represents the fifth straight year that filings have...
Last year we discussed the changes being made to the federal bankruptcy forms, designed to make the paperwork much easier to understand. The changes officially went into effect on December 1st but there may still be some lingering questions about why they were...
There is a certain sense of liberty that comes with filing for bankruptcy and completing the process, knowing you now have a clean slate to start fresh and make better decisions as you rebuild your financial future. There are significant changes that need to be...